Ceisteanna ar Pholasaí nó ar Reachtaíocht - Questions on Policy or Legislation Dail Éireann — 2022-11-23 ============================================================ Micheál Martin (FF), Cork South-Central I also welcome the Deputy's aunt and godfather. In the first instance, in terms of the lending rules, there has been engagement over the past year and a half with the Central Bank in respect of this issue. It is an important issue because many people feel that people have been paying rent for a considerable length of time and have demonstrated an ability to pay on a regular basis amounts far higher than a mortgage would entail. The Central Bank recently took its decision in respect of macro-prudential rules. Notwithstanding all of that, I point out that this year we had the largest number of first-time buyers since 2008. That is largely due to the help-to-buy scheme and to the first home scheme, which will also provide for that. I take the Deputy's point. This is something on which we will continue to engage with the Central Bank. --- Source: Houses of the Oireachtas. Licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). The Official Report is revised after first publication; the fetch timestamp below identifies the version quoted. Record URI: https://data.oireachtas.ie/akn/ie/debateRecord/dail/2022-11-23/debate/main Retrieved: 2026-08-14T04:51:19+00:00 Sitting date: 2022-11-23