Insurance Coverage
Dail Éireann — 2026-02-10
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Robert Troy (FF), Longford-Westmeath

The Government is dealing with this issue. That is why it is a number one priority in the action plan that was launched last year. The flood protection gap in this country is one of the lowest in the European Union. Under 5% of people cannot get access to flood insurance. I acknowledge that is of cold comfort to that 5%, but in terms of coverage from a European Union perspective, we have one of the lowest gaps in the EU. We are meeting with the industry and it has established a flood task force. The proposals are imminent, which will feed into the group that has been established by the Government, consisting of the OPW, the Department of Finance and the Central Bank. While I acknowledge there are people who cannot get access to flood insurance, this Government has not left them uncompensated. They have received funding through the humanitarian fund which is supported by the Government. I acknowledge there is a gap in the flood insurance market but that gap has been supported through Irish Red Cross funding put in place following every flooding incident. The most recent Red Cross funding put in place resulted in an increase in the funding paid to businesses that suffered flood damage.

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Record URI: https://data.oireachtas.ie/akn/ie/debateRecord/dail/2026-02-10/debate/main
Retrieved: 2026-08-14T04:54:36+00:00
Sitting date: 2026-02-10