Insurance Coverage
Dail Éireann — 2026-02-10
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Shay Brennan (FF), Dublin Rathdown

I thank the Minister of State. As more claims are processed, households now fear that making a valid flood claim could lead to exclusion from further insurance cover or sharp premium hikes, which compound their vulnerability to future weather events.
I met many of these households and families over the last few days and weeks in Dublin Rathdown, which was particularly hit by the recent Storm Chandra. These families understand the sector's challenges, but they need protection against being priced out or dropped entirely. Will the Minister of State confirm specifically whether his engagement with insurers includes commitments to prevent households from being excluded from future policies due to a single flood claim? Will any measures or guidelines be introduced to safeguard their ongoing insurability?

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Record URI: https://data.oireachtas.ie/akn/ie/debateRecord/dail/2026-02-10/debate/main
Retrieved: 2026-08-14T04:54:36+00:00
Sitting date: 2026-02-10