Insurance Coverage
Dail Éireann — 2026-02-10
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Robert Troy (FF), Longford-Westmeath

I thank the Deputy. I will need to ask the insurance industry about that specific question he raised regarding how a previous flood claim may exclude people from future cover. I cannot quantify if that has happened in the past, and, if so, in how many instances. I will undertake to get that information and relay it to the Deputy. It is a problem. We mentioned in previous replies that approximately 5% of buildings are excluded from flood insurance because of previous floods or because they have been identified in a flood risk map as potentially flooding in future. That is why one of the priority actions in the action plan for insurance reform is a commitment to develop a long-term strategic approach to the provision of flood insurance. My Department is working with the OPW, the insurance industry and the Central Bank to bring forward a proposal. I met with a representative of the insurance industry flood task force, and they have given a commitment that they will bring forward a proposal from the insurance industry within the next number of weeks, at which stage we will review it within the Department, working with the Central Bank and the OPW.

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Record URI: https://data.oireachtas.ie/akn/ie/debateRecord/dail/2026-02-10/debate/main
Retrieved: 2026-08-14T04:54:36+00:00
Sitting date: 2026-02-10