Educational Reform
Dail Éireann — 2026-06-16
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Neale Richmond (FG), Dublin Rathdown

The Minister, Deputy Naughton, would like me to reaffirm very strongly that financial literacy is present throughout the school curriculum. I say that while also taking the Deputy's point about how we can look to bring the different aspects together in a more tangible and practical manner. There is the question of whether that should be done through a stand-alone subject of financial literacy or a stand-alone stream within the CSPE subject, for example, that is taken by all students in the junior cycle. How do we bring it into the national school curriculum without overburdening teachers while also making sure it is accessible? There is an element of it already there, largely through the mathematics provision. It is a question of how to bring all of it together in terms of preparing students for the general life cycle and providing the life skills with which we would like to equip our young people to make decisions for themselves.
Unfortunately, there is a very paternalistic attitude in this State that when students go through school, they should look to their parents for these types of supports, including when they are making financial decisions in relation to a SUSI grant, a loan for college or to get a car to do an apprenticeship. That is not the situation for everyone. Not everybody in school has a mum and dad. Not every student has a mum, dad or guardian who is able to contribute in that way. How can the State play a proactive and benevolent role at that basic level? There are countless examples of people who find themselves at 17, 18 or 19 years of age having to make very real decisions based on a very structured formal education situation in a way that the Deputy highlights as a real concern.
There is a job of work to do both within the curriculum of existing subjects, acknowledging there is a lot of good stuff there on financial literacy, and seeing how that can be complemented to ensure it is accessible for everyone, whether they are studying the subjects laid out by the Deputy, doing the leaving certificate applied or will not stay in formal education after the age of 16. What we have is good, and we should not lose sight of that, but it absolutely needs to be complemented. The Deputy's suggestion could be the basis for feeding into an overall review as opposed to a specific measure.

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Record URI: https://data.oireachtas.ie/akn/ie/debateRecord/dail/2026-06-16/debate/main
Retrieved: 2026-08-27T06:54:50+00:00
Sitting date: 2026-06-16