State Savings Schemes
Dail Éireann — 2026-04-21
============================================================

Ged Nash (LAB), Louth

I welcome the debate on this. I accept that we need reform in this area. I have no difficulty with that. There has been a lot of focus on the deemed disposal rule. There is no doubt that how it operates is an anachronism and reform is needed. That should not sideline us from the need to develop alternative routes to allow people to plan for their future. I am glad the Tánaiste referred to the context of what people are experiencing at the moment. Investment is very much a minority sport. Most people are concerned with surviving and not how they are going to invest relatively substantial amounts that they have on deposit on schemes and accounts that may deliver more for them. I accept that this does need to be part of the solution in terms of preparing people for the future.
Mention has been made by ourselves in the Labour Party, and by the other parties, of the need to develop some products that might enable Irish people to invest some of their hard-earned savings in, for example, housing development in Ireland and in assisting high-potential start-ups, and so on. Is that the kind of area that the Tánaiste expects people to be able to invest in at a reasonable rate?

---

Source: Houses of the Oireachtas. Licensed under CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). The Official Report is revised after first publication; the fetch timestamp below identifies the version quoted.

Record URI: https://data.oireachtas.ie/akn/ie/debateRecord/dail/2026-04-21/debate/main
Retrieved: 2026-09-21T01:01:08+00:00
Sitting date: 2026-04-21