I appreciate the Minister's perspective and his commitment to that. Beyond the banking sector, there are businesses that will sometimes try to dictate to their customers how they will effect payment for a service or a good. Some people will say not just that they want a card payment but that it must be through a particular method - PayPal or whatever it might be. Does the Minister perhaps see a role in regulatory terms for the Government to say to businesses that they may not do that and that they must facilitate p…