I appreciate the Minister is setting out that more than 38,000 people have benefited from the scheme. My question relates to the analysis that has been done. The Minister is selectively quoting from Mazars and other reports. As he well knows, this scheme was introduced in January 2017, which is more than six years ago. It was estimated that it would cost €40 million annually. It turned out it cost €175 million in 2022 and it looks like it will cost up to €1 billion. Mazars stated: "The scheme is poorly targeted wit…