I have had the advantage of listening to the entire debate today and I feel I am swimming in mud. There have been wonderful words about affordable housing and cost-rental housing and all that type of language. I have read about the subject and listened to what was said today and I can only repeat that it is like swimming in mud trying to understood all of it. Then I stood back and wondered why that should be the case when this Bill is being described as transformative legislation. I am looking and what is missing h…