I commend my Sinn Féin colleagues on the motion. We have seen from previous financial crashes, including those associated with the Covid-19 pandemic, the war in Ukraine and the current cost-of-living crisis, that we live in a very volatile economic system. It is shifting and changing, not always for the better. Since July, the European Central Bank has increased its key lending rate six times. Many struggle to get their head around the impact of these announcements and how they may impact on their repayments. These…