I join others in congratulating the Minister of State. I have always admired her contributions in the Dáil Chamber, especially those on violence against women. She has done incredible work in that regard. I congratulate her on her elevation and look forward to working with her, particularly in the area of insurance and the difficulty communities and charity organisations have in obtaining it. I will not get into that today because we are talking about credit unions. I welcome the Bill, especially because it will le…