Everyone in this House is aware of what has occurred in respect of flooding in the past ten days. We have a major problem in that an awful lot of premises, both commercial and private, cannot get insurance cover. I am looking for the establishment of a centralised fund for properties where the owners cannot get damage cover due to flooding. It would be similar to the Motor Insurers Bureau of Ireland fund. That fund means that where someone is injured as the result of an accident, he or she can claim against the Mot…