It is appropriate as we approach the end of the year to reflect on what we have been through economically in the course of 2025. It has been another turbulent year for business owners and business leaders. We started the year with a lot of uncertainty around tariffs. There were fears of a potential trade war between the US and the EU. I commend all of the business owners and business leaders who steered their organisations through that turbulent time. I also commend our political leaders on the hard work they did i…