In a major homelessness and housing crisis, the Government has put forward a solution to these chronic problems by putting in place a scheme that is restrictive in its design and prevents the family home from being passed on to children. If the Minister had an opportunity to develop a policy or scheme to tackle the housing crisis, in particular the general lack of affordable housing, why did he bring out a scheme that is obviously so flawed? The Government's view of an affordable house is at total variance with the…