Amendments Nos. 13 to 17, inclusive, 21, 26, 42, 47, 48, 50, 52, 55, 57 to 60, inclusive, 78, 80, 88, 89, 102, 117, 159 to 164, inclusive, 166, 169, 174, 181, 183, and 274 to 277, inclusive, are related. Amendments Nos. 14 to 16, inclusive, are physical alternatives to amendment No. 13. Amendments Nos. 13 to 17, inclusive, 21, 26, 42, 47, 48, 50, 52, 55, 57 to 60, inclusive, 78, 80, 88, 89, 102, 117, 159 to 164, inclusive, 166, 169, 174, 181, 183, and 274 to 277, inclusive, are related and will be discussed togethe…

I must now deal with a postponed division relating to amendment No. 1 to Government amendment No. 1. On Tuesday, 10 June 2025, on the question, "That the amendment to the amendment be made”, a division was claimed. That division will be taken now.

Thank you, Deputy.

The time is up on this particular set of questions.

We have reached the point where we have to move to the next piece of business.

A quorum was called. There was a quorum when it was called. Therefore, proceed.

Deputies Cleere and Byrne have two minutes each.

The Deputy's time has expired.

I will be flexible as I go through it.

I am sorry about that, Deputy Cleere.

It is my strong belief that all stakeholders responsible for delivering houses are not on the same page and do not share the one ambition. In this case, I separate out the banks. It is almost impossible for young people seeking their first mortgage to get a mortgage from the bank to build their own house or to purchase one. The mortgage approval rate may be high and may look impressive but when you look at the figures, there are the numbers drawing down mortgages and those just waiting because they have not been ap…

I thank the Deputy.

I thank the Minister.

Allow the Tánaiste to reply, please.

Deputy Ó Broin, please allow the Tánaiste to answer.

I ask the Minister of State, Deputy Healy-Rae, to show an example.

I ask Deputy Doherty to conclude. The Tánaiste to respond.

Resume your seat, Deputy Doherty.

Deputy Ó Broin, would you mind listening to the Tánaiste's reply, please?

No, have some manners.