The Tánaiste has said that people want certainty around the new investment accounts and that he wants more young people to get into saving. That includes the tens of thousands of ordinary people who get up early in the morning to go to work. Some of them, luckily enough, have been able to put savings into vehicles like exchange-traded funds. At present, those people are taxed on eight years of those savings, even if they have not sold a thing. They are taxed on something they have not sold as a capital gain. The De…