It sends a shiver down the spine of people who are saving for a mortgage when they hear of the constant increase in home prices in this country. People are saving money to stand still, while there is no corresponding increase in savings interest in banks. Rents are rising, the cost of living and food has increased and prices are going up and up. The housing crisis is a ticking time bomb. We cannot afford to have a whole generation of pensioners renting in the future. We already have poverty in old age for many. We …