I endorse what the Minister of State said. I was listening in my office to Senator Cummins. Unfortunately, the only way we are going to deal with the housing crisis is with a public–private partnership. If we want to build units at scale, we require the assistance of the private sector. If equity is to be front-loaded into developments, tying it up for decades, it is only reasonable that there would be an expectation of an equity return. I agree with the Minister of State. Even the much-spoken about Vienna model, w…