I congratulate the Minister of State on her new role. I hope to work closely with her going forward. The closure of banks and lack of access to traditional banking services in remote areas has left many people without proper access to banking services. In fact, rural banking services in Ireland have been completely hollowed out since the financial crash. In many cases, only for credit unions, many rural residents would have no access to a banking account at all. The banks in Schull, Bantry and Dunmanway closed in m…