The latest figures from the Department show that 10,440 men, women and children were homeless in November, up 5% on the year before. More than a decade after Ireland experienced Europe's biggest property crash, the housing and property market remains in difficulty. The Central Bank of Ireland estimates that the State will need 34,000 new homes a year over the next decade to keep up with demand. Government policy on restricting planning permission for one-off rural housing due to the stringent measures in place with…