I welcome the Minister to the House. This is probably one of the most important pieces of legislation we will pass in this House for many years. We are dealing with ordinary people's money going forward and we are going to make provision for people who will be retiring in the next 30 to 40 years and way beyond. This is, therefore, hugely important. The preamble in the explanatory memorandum sums it up well. It states: This Bill is designed to give legislative effect to the establishment of an automatic enrolment re…