Cuirim fáilte roimh an mBille. The legislation has been introduced and the Minister of State talked about its swift passage, but let us call a spade a spade. We need its swift passage because the European Commission has begun proceedings because the Government delayed the transposition of this directive. The European Commission last month took the first step in infringement proceedings against the Government by sending a formal notice to the State for failing to fully transpose the motor insurance directive, which …