I welcome these initiatives but last year, in 2024, we saw no real growth in Ireland's SME bank debt, with continued low demand from applicants and an overly cautious approach to risk from the banks. SMEs with any form of credit challenge find it difficult to access credit from the traditional financial institutions, even more so since the departure of Ulster Bank and KBC from the market. These are the sources where most small and retail businesses go to look for credit. Despite what the Minister says he is doing t…

I welcome this. The problem sometimes is that many of these systems are automated and somebody may not have an absolutely clear record. There can be many reasons for this which are explainable, and at one time people could have gone in and sat down with the bank manager to explain the reason something happened and they could come to an agreement. This was also the case for people with good creditworthiness. This is something that needs to be looked at. With regard to the length of time it can take to draw down cred…

The previous question is a very important one. Will the Minister outline the means by which the Department is simplifying access to existing grant and support schemes for our SMEs and the steps he is taking to reduce the administrative burden for those businesses? The administrative burden on small and medium-sized enterprises is a major impediment for business owners around the country at the moment, sucking vital resources away from businesses that could be better deployed elsewhere. By no means am I suggesting r…

The issue is that we still have too many people coming into our constituency offices who cannot get the help and support they need to access grants. I hope that any grants announced in the budget will be thought out properly. The way to do that as regards the design of the grants is to have small businesses involved at the design stage of these grants because they will be able to see what impediments may arise that would prevent them from accessing the grants. You often find that the businesses that least need a gr…

Will the Minister think about this? In Sinn Féin's manifesto and over a number of years, we have envisaged the establishment of a mol gnó, a new Irish enterprise agency focused specifically on scaling existing Irish businesses. This would be a strong agency for non-export focused start-ups and established companies. It would specifically cover the void in support from existing agencies like Enterprise Ireland and the IDA. Enterprise Ireland and the IDA do a really good job but we are not using the space we have at …

My question relates to the publication of the action plan on collective bargaining that underpins the EU directive on an adequate minimum wage. When will we see the contents of this plan? What is the timeline for the delivery of the legislation underpinning that? There is a commitment in the programme for Government to finalise this action plan by the end of 2025. It will be October next week and the Minister is running out of road in this regard.

This is absolutely critical because we are at a juncture regarding how we will shape our economy going forward. We cannot have an economy without workers. We need to stop viewing it as workers versus employers because the benefits of collective bargaining are huge. I commend the campaign in this regard which is being run by the Irish Congress of Trade Unions, in particular, and the presentation yesterday in the audiovisual room. People will be surprised to see that although there is a constitutional right for peopl…

Six of the top ten FDI companies enable union representation. We know for a fact that it increases respect for management. It increases as union recognition increases. We need to take heed of the good jobs Bill in the North as well, because that is really making inroads in this area in terms of union recognition. As a party, Sinn Féin has long stood in support of trade union recognition and the fundamental right of workers to be represented by their unions. I acknowledge the work of my colleague, Deputy Louise O'Re…

No child in Ireland in 2025 should grow up without a home or without hope for the future. If this Government runs its full term, every single child in Ireland will have been born and grown up under a Fine Gael Government. Thousands of those who are children now are going to look back in the years ahead and ask why this happened and why they had to grow up in these circumstances. Those on the Government benches opposite are at pains to tell us how well the economy is doing, reciting statistics on low unemployment, G…

Up and down the country, but especially in rural areas, the inflexibility and lack of common sense of the Department and Bus Éireann constitute a real issue. I will ask the Minister of State two questions before I outline a case for him. Why is there separate vetting in every Bus Éireann office for drivers? I am thinking of where someone crosses over the Galway border from Mayo. Drivers often have to get up to ten separate Garda vettings. It does not make any sense when we have a shortage of drivers. I heard the Mi…

It is beyond time that we end the rip-off of energy bills facing every household and business up and down the country already on their knees with the cost-of-living crisis. More energy increases come at a time when we are already paying the highest levels of energy prices in Europe. That is a badge of dishonour for this Government. How many homes are going to be cold tonight as people try to hold out and not turn on the heat until next month? This staggering cost of energy in the State is a direct result of politic…

I welcome the National Human Rights Strategy for Disabled People 2025-2030. However, the Minister and I know that the road from here to Mayo is paved with good intentions and unimplemented strategies, many of which have been outlined here. The subsequent action plan and its implementation will be the test of whether the strategy will bring about genuine change or is just another collection of words. The fact is that the Government is breaking the law, as Cara Darmody continues to point out again and again, as regar…

If there was ever an example of a do-nothing Government, it is when it comes to dental care. I want to read out a letter from somebody in County Mayo: I’m writing to you as a desperate mother from Mayo. For the past five years, my family has been unable to access any dental care through the medical card in our area. No one is accepting new patients, and despite endless phone calls, pleading, and searching, we’ve hit a brick wall over and over again. My 23-year-old daughter is on a disability payment and has been in…

I appreciate that the Bill before us will provide for revisions to corporate governance arrangements within the HSE. I welcome this. If ever an agency needed governance reforms, it was the HSE. There have been too many incidents of governance failures at this agency. I refer to the CervicalCheck scandal, which revealed 162 women were not informed about missed abnormalities in their smear tests; the 2023 nursing home review, which revealed serious governance lapses after a resident was raped by a staff member in the…

The INMO is telling untruths, then. It is telling untruths, as it says there are not safe staffing levels. You can hold up whatever documents you like, Minister.

The Minister can hold up whatever document she likes, but I am telling her that there are not enough staff in Mayo University Hospital in the emergency department section to provide safe service there. I am also telling the Minister that it is a deterrent for so many people who want to, and probably need to, go to hospital. They want to do everything to stay out of hospital. Those nurses and other staff members are absolutely run off their feet. They are expected to operate on a corridor with trolleys each side of …

I am sorry but the Minister needs to get with the programme.

I welcome the establishment of the commission of investigation, which, unfortunately, is long overdue. The reality is that we will never know how many victims are not alive to see this day. Louise O'Keeffe had to fight tooth and nail to hold the State to account for the abuse she suffered. This Government and its predecessors have known for decades of the horrendous abuse endured by children who should have been in a safe place, yet it is only setting up the commission of investigation now. That said, I do welcome …

Hear, hear.

Hear, hear.