Many business owners barely have a wage at the end of the week by the time they have paid all of the costs of doing business. This did not begin today or yesterday. Many businesses tell us they are under threat of closure. The Competition and Consumer Protection Commission, CCPC, is represented on the forum. I welcome that. The remit of the commission has expanded in recent years, particularly in light of EU legislation aimed at strengthening consumer protections and ensuring fairness in digital and online markets.…