I join Deputy Bennett in calling on the Minister of State to look at Deputy Cullinane's straightforward amendment. We all are aware of the issue with rising insurance costs. It is no shock that this arises not only with public liability and motor insurance but also health insurance. A lot of people feel they have no choice but to take out insurance because of deficiencies in the health system. We need to see that amendment passed. We need a report and to see the ins and outs of what can only be called gouging and p…