I thank the Minister for his considered responses. I will take the response to amendment No. 15 first. Being fined is not a problem for people who are very wealthy. In some cases the fines are paid by corporate companies. There are not many people for whom it is not an issue but there are those who just pass the buck down the road. It may be a company vehicle, somebody else's vehicle or they do not have a problem paying the fine. One clear thing to be sure of is that if we give people penalty points and they accumu…