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Dail Éireann · 2025-04-03

Ceisteanna ar Sonraíodh Uain Dóibh - Priority Questions

SD Cian O'Callaghan · Dublin Bay North

Party shown is the one held on 2025-04-03, frozen at parse time — not the speaker's party today.

Summary of this debate

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What steps is the Minister going to take to protect mortgage prisoners from extortionately high mortgage interest rates? Specifically with regard to variable rate mortgage holders, the Central Bank's consumer protection code requires all regulated mortgage creditors to explain to borrowers how their non-tracker variable interest rates have been set and to clearly identify the factors which may result in changes to variable interest rates.

Built by scoring every sentence in the debate on how distinctive its language is, then quoting the highest-scoring ones back word for word and in the order spoken. Nothing is paraphrased or invented — if a sentence appears here, it was said in the chamber. Drawn from 7,400 words across 58 contributions by 6 speakers.

Most used terms in this debate

How often each word appears across the whole debate, ranked by how distinctive it is to this debate rather than common to all parliamentary language.

mortgage 25
bank 22
economy 26
banks 17
companies 24
isif 10
tariffs 12
negotiation 13
minister 46
trade 19
ntma 8
tariff 9

The full debate

All 11 contributions, start to finish, in the order they were made. The one you came here for is highlighted.

CC Brian Brennan

For the record, Questions Nos. 1, 2 and 6 will be grouped. I call Deputy Doherty.

SF Pearse Doherty

My understanding is that priority questions cannot be grouped.

SD Cian O'Callaghan this contribution

Yes, priority questions cannot be grouped.

CC Brian Brennan

I have been informed that they can be grouped.

SF Pearse Doherty

I have never seen that in the history of the Dáil. Priority questions are-----.

CC Brian Brennan

They can be grouped with other priority questions but not with other oral questions.

SF Pearse Doherty

I ask that they not be grouped, with the indulgence of the Chair. It is not fair for them to be grouped. Question No. 1 relates to a major issue.

FG Paschal Donohoe

I apologise for being a few minutes late. I was not aware of the change in the time. I did not mean to keep the Cathaoirleach Gníomhach or colleagues waiting. I am in his hands with regard to this. Important announcements were made last night. I am happy to answer questions in whatever way the Cathaoirleach Gníomhach sees fit or whatever way can be agreed by the Dáil. I have been briefed to the effect that these questions are grouped but I am happy, given the seriousness of the issues involved, to handle them in any way the Cathaoirleach Gníomhach feels is appropriate.

SF Pearse Doherty

I propose that we not group them

CC Brian Brennan

I am happy with that.

SF Pearse Doherty

I thank the Cathaoirleach Gníomhach for that.