From very early on, it was clear the banks were resistant to complying with these clearly stated aspects of the Personal Insolvency Act, to such an extent the Government was forced to introduce the Personal Insolvency (Amendment) Act 2015, which provided for an appeals process when banks refused to agree to arrangements constructed by personal insolvency practitioners drawn up within the parameters of the Act. The Personal Insolvency (Amendment) Act 2015 introduced key protections for insolvent homeowners struggling to pay off their arrears.
We must act to amend this legislation to allow the family farm to be included in the personal insolvency process, regardless of whether the principal primary residence is affected by the debt.
Key terms by TF-IDF across 1,185 words from 7 speakers. The summary quotes the highest-scoring sentences verbatim — nothing is paraphrased.
Tellers: Tá, Deputies Peter Fitzpatrick and Seán Canney; Níl, Deputies Brendan Griffin and Jack Chambers.
| Question | Result | Tá–Níl |
|---|---|---|
| Amendment put: | Lost | 60–79 |
| Amendment put: | Lost | 61–79 |
| Amendment put: | Lost | 61–79 |
| Amendment put: | Lost | 49–75 |
| Amendment put: | Lost | 46–74 |
Party shown is the one each member held on 2021-05-19, frozen by a dated join — not their party today. The Oireachtas API publishes no date of birth and returns an empty gender field for every member in this period, so no age or gender breakdown is shown.