There are huge financial burdens on people in this country, particularly on low-income families and elderly people. I am very mindful of the struggles that many rural farming families face in terms of rising costs of fertiliser and a very unfair and unjustifiable carbon tax that was imposed on people. I note in particular that the motion highlights the fact the average Irish mortgage interest rate of 2.79% is more than twice the EU average of 1.31%, costing households more than €2,000 a year. In many cases, that ca…